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Prohibited Content & Commerce Statement
Effective Date: Jan 1, 2020

At top-spot-marketing.com, we are committed to maintaining a safe, compliant, and professional platform for marketing financial products. To uphold this commitment, we have established the following guidelines on prohibited content and commerce activities. By using our website, you agree to adhere to these guidelines.

1. Prohibited Content

Users may not post, upload, share, or distribute any content on this website that includes or promotes:

  • Illegal Activities:
    Any material that encourages or facilitates unlawful actions, including but not limited to fraud, identity theft, or unlicensed financial services.

  • Deceptive or Misleading Information:
    False or inaccurate claims about loan products, rates, approval guarantees, or terms that could mislead users.

  • Hate Speech or Discrimination:
    Content that promotes racism, bigotry, hatred, violence, or discrimination based on race, ethnicity, gender, religion, nationality, sexual orientation, disability, or any other protected status.

  • Adult or Inappropriate Material:
    Pornographic, obscene, or otherwise offensive material that does not align with our professional standards.

  • Malicious Software or Code:
    Any content that includes viruses, malware, phishing schemes, or other harmful technologies designed to compromise user security.

  • Copyright or Intellectual Property Infringement:
    Material that violates the intellectual property rights of others, including unlicensed use of logos, trademarks, or copyrighted text/images.

2. Prohibited Commerce Activities

Our platform strictly prohibits any commercial use of our services that involves or relates to:

  • Unlawful Loan Practices:
    Activities promoting predatory lending, unlicensed lending, or loans with terms that violate applicable federal, state, or local laws.

  • Fraudulent or Deceptive Services:
    Misrepresentation of services, such as false claims of guaranteed approval or misusing customer data for purposes other than loan marketing.

  • Third-Party Resale or Misuse:
    Unauthorized resale, redistribution, or misuse of any content, tools, or data obtained from our website.

  • High-Risk or Banned Industries:
    Use of our platform to promote unrelated or high-risk industries, including but not limited to:

    • Cryptocurrency schemes or unregulated investment services.

    • Pyramid schemes or multi-level marketing (MLM) programs.

    • Sale or advertisement of firearms, illegal substances, or counterfeit goods.

  • Spam and Unauthorized Communications:
    Sending unsolicited or bulk email communications that violate anti-spam laws, such as the CAN-SPAM Act or other regulations.

3. Monitoring and Enforcement

To ensure compliance, [Your Website Name] reserves the right to:

  • Review content and activities conducted on our platform.

  • Remove or restrict access to content that violates this statement.

  • Suspend or terminate accounts involved in prohibited activities.

Violations may be reported to the appropriate legal authorities if required.

4. Reporting Violations

If you encounter content or activity on our website that you believe violates this Prohibited Content & Commerce Statement, please contact us at abuse@top-spot-marketing.com. We will investigate and take appropriate action.

5. Updates to this Statement

We may update this Prohibited Content & Commerce Statement periodically to ensure compliance with evolving laws and industry standards. Continued use of our website constitutes your acceptance of any updates to this policy.

Thank you for helping us maintain a professional and trustworthy platform.

If you need further assistance or have questions, feel free to reach out to us at info@top-spot-marketing.com

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